Freddie Mac Loans

Freddie Mac multifamily loans offer competitive terms and rates in the market.

Find Your Loan
Freddie Mac is a government sponsored entity that provides fixed rate or floating rate loans to acquire or refinance all types of multifamily properties. Loan programs are available to finance properties including market-rate apartments, student housing, senior housing, and affordable housing. Freddie Mac also provides conventional loan programs for large multifamily properties, and with the Freddie Mac SBL (small balance loan) program has opened the door for more investors to take advantage of Freddie Mac non-recourse loans. Freddie Mac multifamily loans offer competitive terms and rates in the market.

Your Freddie Mac Options


Includes fixed and floating rate loans, lease-up, value-add and moderate rehab loans, loans for manufactured housing and student housing, supplemental loans and more.

  • Freddie loan products for the acquisition, refinance or rehabilitation of multifamily communities.
  • Fixed Rate Loans
  • Float-to-Fixed Loan (Two Plus Seven) Floating-Rate Loan


Targeted Affordable Housing

Targeted affordable housing loans are for properties in underserved areas that are affordable to families with low incomes including cash loans, bond credit enhancements, tax-exempt loans and others.
Programs include:

  • Bridge to Resyndication
  • Cash loan for Affordable Housing Preservation
  • Flexible tax-exempt loan (float-to-fixed)
  • HUD Section 8 financing
  • Impact Gap financing
  • NOAH Preservation Loan
  • Seasoned loan pool credit enhancement
  • Seasoned loan securitization
  • TAH Express
  • Tax-exempt loan
  • Value-add


Seniors Housing

Loans for independent living properties assisted living and memory care properties.

  • Designed for the acquisition or refinance of seniors housing properties
  • Includes independent living properties, assisted living properties, memory care properties and senior properties with a limited amount of skilled nursing
  • 5-10 years, and up to 30 years for fixed-rate loans
  • Ability to finance seniors housing properties with changing or expanded acuity


Small Balance Loan

Loans from $1 million to $7.5 million. Loan program overview:

  • Loans up to $7.5 million nationwide
  • Six hybrid ARM and fixed-rate options
  • Non-recourse
  • Interest-only available
  • Up to 80% LTV in certain markets
  • 30-year amortization
  • Declining prepayment options
  • Coupon pricing that is held at application
  • Certainty of execution
  • Your servicing partner for the life of your loan